UK Contractor Support Hub

Find everything you need from contractor accounting support, IR35 advice, contractor jobs and free guides on optimizing your business.

Forma contractor reviewing accounting data

How to start contracting

We'll walk you through what you need to know before contracting and before setting up a Limited Company.

Once you've made the leap into contracting and started a Limited Company then you'll need to stay on top of filing deadlines.

Read Guide

Quick Guides

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features
FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

Contractor jobs and roles in the UK

Every day we pull together contractor jobs from a range of different platforms and aggregators in the UK - we're the only provider that does this.

Feel free to browse our jobs (you can apply as a Forma subscriber) and check out our quick guides on where to find work.

View Jobs

Quick Guides

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features
FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

Contractor Accounting

The truth about contractor accountants is they're all pretty much the same. We built a service with the guiding principle "what would we use as contractors and what would we actually recommend to our friends?"

Here's everything you need to know about your accounting and how we can help.

Read Guide

Further Details

The truth about contractor accountants

They're all the same

It's hard to really find the difference between contractor accountants after a certain point. Some include a confirmation statement, others include a Self Assessment and one may have a good offer that month.

They juggle their pricing a bit, they include one "killer" feature like a quarterly review and that's it.

Fundamentally it's all the same. You sign up, add your company details and then interact with a "support@genricaccounting" inbox.

You might be using their own bespoke system (run away from this as fast as you can) which worked well in 2010 but now with Making Tax Digital, Open Banking, Zapier/ Webhooks, omni-channel communications and world class CRM systems - they haven't adapted and can't adapt.

You may be lucky to actually speak to an accountant.

We tried it as contractors ourselves and the service was so... bleh.

Some are owned by the same company

Trying to decide between SJD Accounting and Clearsky accounting?

Spoiler alert: they're the same company.

Nixon Williams, Clearsky Accounting, SJD Accounting, First Freelance and Parasol are all owned by the same company Optionis.

Want to speak to a human about your accounting?

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features
FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

Contractor insurance

The main insurance you'll be asked for as a contractor is Professional Indemnity. This is often asked for by clients - particularly if you're working with client data or sensitive company data.

With prices from £16/mo you can get a quote in minutes.

Get Quote

Further Details

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features
FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

Limited company & director tax overview

We make proactive recommendations on tax, find ways to save you money and negotiate partner discounts to ensure you get great prices, packages and support.

Read Guide

Further Details

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features

After extensive testing we only currently offer FreeAgent accounting software because:

FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

What you need to know about IR35

IR35 was due to come into effect in April 2020 but has been pushed back to April 2021.

This impacts anyone contracting as you may be asked to use an umbrella company for new roles. We'll walk you through what's happening and waht it all means.

Read Guide

Further Details

16 Ways We're Different

Opportunities feed

No other provider in the UK provides specific opportunities for contractors like we do. We actually help find ways to grow your business.

Ruthless efficiency

Your time is precious. With automatic bank feeds, smart reconcilliation rules, Direct Debits for VAT, mobile accounting app, early filing and insanely responsive support - your business admin will feel like a thing of the past.

Dedicated accountant: a single point of contact

You know exactly who is managing your accounts - you won't have a general support@ inbox. You get a single named accountant who will resolve all your queries.

Book meetings easily

You can book a convenient time with your accountant easily. Prebooking means we can go through your account in detail to make sure we maximise your time on the call.

5 ways to speak to your accountant

You can call, live chat, email, text or use Google hangouts (and screenshare) to speak to your accountant.

Account Health Score

We monitor your FreeAgent account everyday to give you an up to date "Account Health Score" - calculated by your last login, number of unreconciled transactions, directors loan account, dividends, banking re-consent, funds available and level of expenses. We'll send you a notification if it starts to drop and ways to improve it.

Never ever miss a deadline

We've been fined in the past and won't let it happen to you. Know your exact deadlines and get notifications when everything has been filed.

Parnerships that are actually good

We try and test every product we recommend based on account setup times, customer service and value for money.

We specifically do not recommend Metro bank, Cater Allen and Kingsbridge insurance due to poor experiences in the past - they pay good referral fees though which is why other accountants recommend them!

Integrated dashboard

See your key FreeAgent data, speak to your accountant, let us know if you're looking for work and find all your company details in one place.

FreeAgent included

We've trialed a wide range of accounting software and FreeAgent is the absolute best software for contractors and included in every package. Be very careful with providers who have created their own software.

Get a £10/mo discount on your package if you bank with NatWest, Mettle or RBS.

Insurance included

We include Professional Indemnity insurance up to £1M in our "Grow Package". We'll provide all customers with a 10% discount on insurance with Superscript as well. All policies are on a monthly rolling contract.

Virtual office + meeting room services

You can use our central London office address as your registered company address with our "Operate" and "Grow" packages and we'll handle your mail for you.

You can also stop by and grab a coffee in our cafe where you can work for a few hours or you can book meeting rooms from £60 an hour.

Built by contractors

We had terrible experiences with our accountants and business service providers, so we built a service we actually wanted to use.

We're a startup

Did you know that Nixon Williams, Clearsky, SJD Accounting, First Freelance and Parasol are all owned by the same company, Optionis?

We have only scratched the surface of what we want to build so expect frequent product improvements as we grow - and tell us what features you want, we'll build them!

Press "pause" anytime

In-between roles or going back to a permanent job? We'll keep your company accounting going with a 70% discount while you're not working as a contractor or if you're in between roles.

Community - coming soon

We're building a contractor community forum where you can ask for advice, network with others and message recruiters.

Still got questions?

Package Features

After extensive testing we only currently offer FreeAgent accounting software because:

FreeAgent Software

After extensive testing we only currently offer FreeAgent accounting software because:

  • They have open bank feeds to automatically import your transactions

  • It has the most user friendly interface

  • Your dashboard shows you the key financial metrics you need to know

  • Clearly see all your upcoming deadlines

  • It has great Corporation Tax tracking

  • Understand your personal tax requirements and dividends taken easily

  • The mobile app is amazing and simple to use

  • There are extensive support documents available

  • It was built by previous contractors for contractors (like Forma)

  • Smark bank reconcillation rules help automatically reconcile similar transactions

  • Invoicing and quotes are a breeze

  • The projects functionality makes it easy to track invoiving and expenses across multiple projects

  • We'll give you a £10/mo discount if you have a NatWest, Mettle or RBS bank account

how can we help you?

Whether it's about starting your business, finding accounting support, switching accountant or setting up a Virtual Office, we're here to help.

Thanks for you enquiry!
We'll get back to you shortly

Explore our Knowledge Base

Oops! Something went wrong while submitting the form.
Forma advisors helping