From £22/mo

Online accountants for UK contractors, freelancers & small businesses

GoForma’s ACCA and AAT qualified accountants help self-employed professionals, contractors, limited company directors and small businesses keep more of what they earn, with a dedicated accountant, FreeAgent included, and fixed monthly fees.

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  • 4.9 4.9 out of 5 stars. from 65 Google reviews
  • 4,000+ Free consultations booked
  • 7,000+ Tax returns filed
A friendly accountant working at her desk, smiling at a laptop
Talk to a real accountant
Regulated · authorised · partner-tier

Real credentials, verifiable on every register

Trusted by UK contractors, freelancers and limited-company directors since 2020.

Qualified ACCA accountants Qualified AAT accountants FreeAgent platinum partner Xero silver partner HMRC MTD filing Authorised formation agent
Who we help

Specialist accountants for every kind of UK business owner

Whether you’re a contractor on a single SOW, a freelancer juggling clients, or running a growing limited company, you get a qualified accountant who understands your situation.

An IT contractor at a laptop in a modern co-working space Contractors

What we cover

Contractor accountants

IT, healthcare, construction, engineering and professional-services contractors. Limited company setup, IR35 status reviews, and tax efficiency on every contract.

  • Inside, outside or switching umbrella
  • Limited company registration + PAYE
  • IR35 contract reviews
  • Self assessment + Corporation Tax

Contractor accountants

IT, healthcare, construction, engineering and professional-services contractors. IR35 reviews, limited-company setup, tax efficiency on every contract.

See how we help
A freelancer working on a laptop at a wooden desk Freelancers

What we cover

Freelancer accountants

Sole-trader and limited-company freelancers across creative, consulting, marketing and digital industries who want their tax handled, not handled by them.

  • Self assessment + bookkeeping
  • VAT registration + filings
  • Allowable expense guidance
  • Side-hustle to full-time transitions

Freelancer accountants

Sole-trader and limited-company freelancers across creative, consulting and digital. Tax handled — not handled by you.

See how we help
A limited company director reviewing accounts on a laptop Limited company

What we cover

Limited company accountants

Directors who want clean books, tax-efficient salary plus dividend planning, and confirmation statements filed on time without chasing.

  • Year-end accounts + Corporation Tax
  • Director salary + dividend planning
  • Confirmation statements + Companies House filings
  • HMRC liaison + CT minimisation

Limited company accountants

Clean books, tax-efficient salary plus dividend planning, confirmation statements filed on time without chasing.

See how we help
A self-employed tradesperson on site Self-employed

What we cover

Self-employed accountants

Sole traders and CIS contractors who want self assessment sorted, allowable expenses claimed, and no surprises from HMRC.

  • Self assessment + tax returns
  • CIS monthly deduction recovery
  • Allowable expense audits
  • Quarterly tax estimates

Self-employed accountants

Sole traders and CIS contractors. Self assessment sorted, allowable expenses claimed, no surprises from HMRC.

See how we help
A small business team in a sunlit office Small business

What we cover

Small business accountants

Founders and growing teams who need full accounting, payroll, and the strategic advice that helps a 5-person business become a 25-person one.

  • Year-end accounts + Corporation Tax
  • Multi-staff payroll + pensions
  • VAT, bookkeeping, cash-flow reviews
  • Director and shareholder tax planning

Small business accountants

Founders and growing teams who need full accounting, payroll, and the strategic advice that scales a 5-person business to 25.

See how we help
Get started today

Get your instant accounting quote

Answer a few quick questions and receive a bespoke quote in seconds. Fixed monthly fee, no hidden costs.

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203 reviews · ACCA & AAT qualified

FROM £22/MO · 60-SECOND QUOTE

A fixed monthly fee in under 60 seconds

Three quick questions about your situation. Get a transparent breakdown of your monthly fee with everything included. No card details, no sales call, no obligation.

Month-to-month, cancel any time 30-day money-back guarantee 30 days' notice
What you actually get

Everything a UK business needs, nothing it doesn’t.

A dedicated qualified accountant, FreeAgent included, every UK return filed, and direct WhatsApp access to your accountant during business hours. One fixed monthly fee.

01

Your dedicated accountant

Same qualified accountant from day one. They learn your business, file your returns, and pick up when you call.

SM
Sam Mitchell Senior Accountant · ACCA
ONLINE
02

Every UK filing handled

Self assessment, Corporation Tax, VAT, payroll, year-end accounts and confirmation statements. All six, all included.

Self Assessment
Corporation Tax
VAT returns
PAYE / payroll
Year-end accounts
Confirmation statement
03

FreeAgent included on every plan

Live cloud bookkeeping, expense capture, automatic bank feeds. Worth £14/mo, free with us.

Revenue
£42.8k
Expenses
£9.2k
CT due
£6.4k
04

A real accountant on WhatsApp

No tickets, no contact forms, no portal logins. Message your dedicated accountant directly on WhatsApp during business hours.

Quick one: can I claim my home office bills as a contractor?
Yes, on the simplified rate. I’ll add £26/mo to your return automatically.
Replied in 4 minutes
05

Smooth switch from your current accountant

We contact your current accountant on your behalf, handle the full records transfer, and set up FreeAgent. No gap in service.

Sign letter
We contact them
Records moved
You’re live
06

IR35 reviews + tax planning advice

Contract reviews, status determinations and tax-efficient strategy meetings, included on contractor and limited plans.

IR35: OUTSIDE
  • Right of substitution present in clause 4.2
  • No mutuality of obligation
  • Working practices align with contract
How it works

From a 20-minute call to fully looked after

A clear six-step onboarding so you’re structured correctly, fully compliant and properly supported from day one, with proactive expert support every month after.

Step 01

Book a free consultation

Book a 20-minute call with a specialist contractor accountant to get advice on company setup, switching accountants, taxes, and more.

Free consultation No commitment, no pitch
20 MIN
Tue 13 May
09:30 10:00 10:30
Wed 14 May
11:00 14:30
Thu 15 May
09:00 10:00 15:30
Step 02

Quick online sign up

Select a fixed-fee plan that suits your income level and service requirements. Complete onboarding in your dashboard. No paperwork, no waiting.

Limited company Sole trader
Setup £60/mo Foundations + filings
RECOMMENDED Operate £88/mo Most popular
Pro £126/mo VAT + payroll
50% off your first 3 months Continue →
Step 03

Seamless setup, handled by us

Our team handles company registration, HMRC registrations and authorisation with your previous accountant if you’re switching. You stay in your business; we handle the admin.

Companies House Limited company incorporated
DONE
HMRC registrations Corporation Tax, PAYE, VAT
DONE
Previous accountant Professional clearance in flight
IN PROGRESS
Step 04

Software and banking, set up for you

Your FreeAgent accounting software is set up and configured for you, with guidance on linking bank accounts, sending invoices, and paying yourself the most tax-efficient way.

PLATINUM PARTNER
Monzo Business Live bank feed connected
LIVE
Starling Personal Auto-categorising expenses
LIVE
Salary (tax-free band)£1,047
Dividend£3,500
Pay yourself this month£4,547
Step 05

Stay ahead of every filing deadline

Get proactive deadline reminders and our expert accountants will manage bookkeeping, tax filings, payroll, and statutory submissions, on time, every time.

UPCOMING THIS QUARTER
VAT return Q1 Filed 12 Apr
Payroll · May run Due 28 May
Confirmation statement Due 14 Jun
Year-end accounts Drafting
Step 06

Ongoing expert support, all year round

Once you’re onboard, you receive regular advice from experienced professionals who keep your accounts accurate and compliant throughout the year, not just at year-end.

Quarterly check-in Tax planning + Q3 review
JM
Jordan Macey Head of Accounting · MAAT
YOUR ACCT
Why GoForma

Compare GoForma against the obvious alternatives

Doing your own books, paying for software alone, or walking into a high-street accountant. Here’s how each stacks up.

Feature
GoForma
DIY + software
High-street firm
Dedicated qualified accountant
GoForma Yes
DIY No
High street Sometimes
Fixed monthly fee from £22
GoForma Yes
DIY Software only
High street Hourly billing
WhatsApp + phone support
GoForma Yes
DIY Forum
High street Email only
IR35 contract reviews
GoForma Included
DIY No
High street Extra fee
FreeAgent included
GoForma Free
DIY £14/mo
High street Add-on
Proactive deadline reminders
GoForma Yes
DIY Up to you
High street Sometimes
From 203 reviews

What UK contractors and small businesses say after switching

Honest feedback from the contractors, freelancers and limited company directors who switched to GoForma.

★★★★★

“GoForma, particularly Jordan Macey from GoForma, have been fantastic from the moment I have been with them. Consistently taking the time to provide the highest standard of advice. They have even continued with their fantastic service when due to financial difficulties I had to pause payment.”

Chris J.IT Contractor · London
★★★★★

“Having dealt with GoForma personally I was extremely happy with the pricing and ultimately speed of the services. Definitely will be using them for the next tax year.”

David Independent Consultant
★★★★★

“I wholeheartedly recommend GoForma. From initial set up of my company, to helping me with numerous tax related queries, and efficiently and promptly assisting me to meet all my tax reporting deadlines, to finalising the closedown of my Ltd company when I chose to retire, they have been fantastic.”

Mark C. Small business owner
★★★★★

“The whole GoForma experience has been amazing. Jawad Fitchett has helped me above and beyond and I would definitely recommend him and the company.”

Kamal M. Self employed

Read all 203 verified reviews on Google.

Frequently asked

Questions we hear before people sign up

How much does an accountant cost?

Our packages start from £22/month for sole traders and £88/month for limited companies. All packages include a dedicated accountant and FreeAgent software. We offer 50% off your first 3 months, and you can get an instant personalised quote on our website in under 60 seconds.

What’s included in your monthly packages?

Every package includes a dedicated named accountant, FreeAgent accounting software (worth £330/yr), end-of-year accounts, Corporation Tax returns, and year-round tax planning advice. Higher tier packages add VAT returns, Self Assessment, payroll and a registered business address.

Can I switch to GoForma from my current accountant?

Yes. We handle the entire switching process for you. We contact your current accountant, manage the professional clearance, transfer all records and set up your FreeAgent account. Most switches are completed within 1–2 weeks.

Do you only work with clients in London?

No. While we’re based in London, we work with contractors and businesses across the entire UK. Everything is managed online through your dashboard, email, phone and WhatsApp, so your location doesn’t matter.

What is the difference between a sole trader and a limited company?

A sole trader is the simplest business structure: you and the business are the same legal entity. A limited company is a separate legal entity, which offers limited liability protection and can be more tax-efficient above roughly £30,000–£40,000 profit. Our free consultation helps you decide which is right for your situation.

Can GoForma help me save on tax?

Yes. We proactively review your finances throughout the year and advise on the most efficient way to take your income: through salary, dividends, pension contributions and allowable expenses. Many clients find significant savings they weren’t aware of.

Meet GoForma

Real people, real qualifications, a real address

Your accounting matters too much to be handed off to an offshore team you’ll never meet. Every GoForma client gets a named, UK-qualified accountant, with a London office and a phone number that picks up.

Credentials & partnerships
ACCA & AAT qualified accountants
Every accountant is professionally qualified by the ACCA or AAT, the UK’s two leading professional accounting bodies.
FreeAgent Platinum Partner
Top-tier partnership with FreeAgent. Bundled software (worth £330/yr) included on every plan, with priority support from the FreeAgent team.
HMRC‑recognised tax agent
Authorised to file Corporation Tax, Self Assessment, VAT, PAYE and CIS returns directly with HMRC on your behalf.
ICO data protection registered
Registered with the UK Information Commissioner’s Office. Your financial data is handled to GDPR standards, end‑to‑end encrypted in transit and at rest.
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