Business Resources

How much employers' liability insurance do I need?

By

Chris Andreou

How much employers' liability insurance do I need? guide

Contents

The law requires most employers to have at least £5 million of employers' liability insurance, and the fine is a maximum of £2,500 for every day that you don't have this cover. In practice, most insurers will give you £10 million of cover as standard, so you don't usually have to choose a cover level when you're buying your employers' liability insurance.

The law requires most employers to have at least £5 million of employers’ liability insurance, and the fine is a maximum of £2,500 for every day that you don’t have this cover. In practice, most insurers will give you £10 million of cover as standard, so you don’t usually have to choose a cover level when you’re buying your employers’ liability insurance.

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