From £22/mo

Making Tax Digital for Income Tax Support for Self-Employed and Landlords

GoForma provides specialist Making Tax Digital for Income Tax support for self-employed individuals and landlords across the UK. Get a dedicated ACCA and AAT qualified accountant, quarterly MTD submissions managed for you, and FreeAgent software included free.

Get a bespoke quote
  • 4.9 4.9 out of 5 stars. from 65 Google reviews
  • 4,000+ Free consultations booked
  • 7,000+ Tax returns filed
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Regulated · authorised · partner-tier

Real credentials, verifiable on every register

Trusted by UK contractors, freelancers and limited-company directors since 2020.

Who we work with

Making Tax Digital for Income Tax for every situation

From single-contract IT consultants to growing limited-company directors — pick the situation that fits and you'll get a qualified making tax digital for income tax who actually knows it inside out.

IT Contractors and Freelancers

What we cover

IT Contractors and Freelancers

Self-employed IT professionals and freelancers with qualifying gross income who need MTD-compliant quarterly submissions and ongoing sole trader accounting.

  • IT contractors and developers
  • Freelance consultants
  • Project managers
  • Technical writers
  • UX and UI designers

IT Contractors and Freelancers

Self-employed IT professionals and freelancers with qualifying gross income who need MTD-compliant quarterly submissions and ongoing sole trader accounting.

Ecommerce and Online Sellers

What we cover

Ecommerce and Online Sellers

Sole traders selling online through Shopify, Amazon, Etsy, or their own website who need MTD-ready accounting software and quarterly digital record-keeping.

  • Shopify store owners
  • Amazon and eBay sellers
  • Etsy and handmade sellers
  • Dropshippers
  • Subscription box businesses

Ecommerce and Online Sellers

Sole traders selling online through Shopify, Amazon, Etsy, or their own website who need MTD-ready accounting software and quarterly digital record-keeping.

Creative Industry Professionals

What we cover

Creative Industry Professionals

Freelance creatives, designers, photographers, and content producers with self-employment income above the MTD qualifying threshold.

  • Graphic designers
  • Photographers and videographers
  • Writers and journalists
  • Social media managers
  • Music producers and artists

Creative Industry Professionals

Freelance creatives, designers, photographers, and content producers with self-employment income above the MTD qualifying threshold.

Healthcare Professionals

What we cover

Healthcare Professionals

Locum doctors, GPs, dentists, and allied health professionals operating as self-employed sole traders who need MTD quarterly submissions and self assessment support.

  • Locum GPs and doctors
  • Associate dentists
  • Agency nurses
  • Physiotherapists
  • Private practice therapists

Healthcare Professionals

Locum doctors, GPs, dentists, and allied health professionals operating as self-employed sole traders who need MTD quarterly submissions and self assessment support.

Landlords with Rental Income

What we cover

Landlords with Rental Income

Residential and commercial landlords with qualifying rental income who must comply with MTD for Income Tax from April 2026 onwards.

  • Buy-to-let landlords
  • Holiday let owners
  • HMO landlords
  • Commercial property landlords
  • Accidental landlords

Landlords with Rental Income

Residential and commercial landlords with qualifying rental income who must comply with MTD for Income Tax from April 2026 onwards.

Consultants and Self-Employed Professionals

What we cover

Consultants and Self-Employed Professionals

Management consultants, accountants, solicitors, and other professionals trading as sole traders who need MTD compliance and year-round expert support.

  • Management consultants
  • Financial advisers
  • Recruitment consultants
  • Legal professionals
  • Engineering consultants

Consultants and Self-Employed Professionals

Management consultants, accountants, solicitors, and other professionals trading as sole traders who need MTD compliance and year-round expert support.

What's included

Making Tax Digital for Income Tax: everything you actually get

Not just the filings — the dedicated accountant, the contract guidance, the software, and the structure that makes making tax digital for income tax actually work for you.

Q1–Q4 quarterly updates

Income and allowable expenses submitted to HMRC every quarter via FreeAgent's MTD bridge.

Property income

Rental income and property expenses tracked separately and submitted in the property MTD return.

Self-employment income

Sole-trader and partner income tracked and submitted in the self-employment MTD return.

End-of-period statement (EOPS)

Annual close-out statement per business — finalising the year's submissions before declaration.

Final declaration

Replaces the SA100 — captures all other income and finalises the tax position with HMRC.

Tax payment forecasting

31 January and 31 July payments-on-account forecast and confirmed with you.

FROM £22/MO · 60-SECOND QUOTE

Get your bespoke making tax digital for income tax quote

Answer a few quick questions and we'll match you to the right package — with a price tailored to your business. Takes about 60 seconds.

Month-to-month, cancel any time 30-day money-back guarantee 30 days' notice
How we compare

GoForma vs the alternatives

Feature GoFormaHigh Street AccountantBudget Online Service
Dedicated named accountant
FreeAgent software included
WhatsApp and live chat support
Monthly rolling contract
Money-back guarantee
Proactive tax planning
Instant online quote
How It Works

From a 20-minute call to fully looked after

Getting started with GoForma for MTD for Income Tax is quick, simple, and entirely online.

01

Book a Free Consultation

Book a 20-minute call with a specialist accountant to discuss your situation before committing.

Free consultation No commitment, no pitch 20 MIN
Tue 13 May
09:30 10:00 10:30
Wed 14 May
11:00 14:30
02

Quick Online Sign Up

Choose your package and complete onboarding in your dashboard, including ID checks and company details.

Pick a fixed-fee plan
Confirm business details
ID + AML verification
Sign engagement letter
Welcome to your dashboard
03

Seamless Setup

We handle all authorisations with HMRC and Companies House so everything is in place from the start.

Sign letter
We contact them
Records moved
You're live
04

Software and Accounts Setup

Your FreeAgent accounting software is configured with bank feeds, invoicing, and expense tracking ready to go.

Revenue
£42.8k
Expenses
£9.2k
CT due
£6.4k
05

Stay Ahead of Deadlines

Get proactive reminders and accountant-led support for all quarterly and annual filings.

Quick one — am I OK to expense the home office bills?
Yes, on the simplified rate. I'll add £26/mo to your return automatically.
Replied in 4 minutes
06

Ongoing Expert Support

Book a call with your accountant anytime throughout the year for advice and updates.

Self Assessment
Corporation Tax
VAT returns
PAYE / payroll
Year-end accounts
Confirmation statement
Rated 4.9/5 from 65 Google reviews

What making tax digital for income tax clients say after switching

Real reviews from real GoForma clients. Names match those on our verified Google profile.

★★★★★

GoForma, particularly Jordan Macey from GoForma, have been fantastic from the moment I have been with them. Consistently taking the time to provide the highest standard of advice. They have even continued with their fantastic service when due to financial difficulties I had to pause payment.

Verified
★★★★★

Having dealt with GoForma personally I was extremely happy with the pricing and ultimately speed of the services. Definitely will be using them for the next tax year.

Verified
★★★★★

I wholeheartedly recommend GoForma. From initial set up of my company, to helping me with numerous tax related queries, and efficiently and promptly assisting me to meet all my tax reporting deadlines, to finalising the closedown of my Ltd company when I chose to retire, they have been fantastic.

Verified
★★★★★

The whole goforma experience has been amazing. Jawad Fitchett has helped me above and beyond and I would definitely recommend him and the company.

Verified

Frequently asked questions

What is Making Tax Digital for Income Tax?
Making Tax Digital for Income Tax is HMRC's new digital tax system requiring self-employed individuals and landlords to keep digital records and submit quarterly income and expense summaries to HMRC using approved software, instead of filing a single annual self assessment tax return.
Who does MTD for Income Tax affect?
MTD for Income Tax applies to self-employed individuals and landlords whose qualifying gross income exceeds the relevant threshold. From April 2026, the threshold is £50,000. From April 2027, it drops to £30,000, and a further phase to £20,000 is planned for 2028.
When does MTD for Income Tax start?
MTD for Income Tax becomes mandatory from 6 April 2026 for those with qualifying gross income over £50,000. Qualifying income includes gross self-employment turnover and rental income before expenses.
Is MTD based on turnover or profit?
MTD thresholds are based on qualifying gross income, which is your turnover or rental income before any expenses. It is not based on profit.
Do partnerships have to use MTD?
No. MTD for Income Tax does not currently apply to partnerships. HMRC plans to bring general partnerships in at a later stage.
What counts as qualifying income for MTD?
Qualifying income includes gross self-employment turnover and gross property rental income. Employment income, pensions, savings interest, dividends, and capital gains do not count towards the MTD threshold.
When are quarterly MTD submissions due?
Quarterly updates must be submitted by the 7th of the month following the end of each quarter. The four quarters run from April 6 to July 5, July 6 to October 5, October 6 to January 5, and January 6 to April 5.
Do I pay tax quarterly under MTD?
No. Quarterly updates are summaries of income and expenses only. Your tax payment dates remain unchanged at 31 January and 31 July. MTD does not change when you pay tax.
What software do I need for MTD for Income Tax?
You must use HMRC-recognised software such as FreeAgent, QuickBooks, Xero, or Sage. GoForma includes FreeAgent free of charge with all packages. Bridging software is also available for spreadsheet users.
What happens if I miss an MTD submission deadline?
A points-based penalty system applies. You receive one point for each late quarterly submission. Accumulating enough points triggers a financial penalty. The final declaration carries a penalty from the first day it is late.
Can my accountant manage MTD on my behalf?
Yes. A qualified accountant can handle software setup, digital record-keeping, quarterly submission preparation, and your final declaration. GoForma manages the entire MTD process for you.
What if my income fluctuates above and below the threshold?
Once you are mandated for MTD, you normally stay in the system even if your income drops below the threshold. You can exit after three consecutive tax years below the threshold.
Meet GoForma

Real people, real qualifications, a real address

Your accounting matters too much to be handed off to an offshore team you'll never meet. Every GoForma client gets a named, UK-qualified accountant, with a London office and a phone number that picks up.

Meet our ACCA & AAT qualified accountants Credentials & partnerships
ACCA & AAT qualified accountants
Every accountant is professionally qualified by the ACCA or AAT — the UK's two leading professional accounting bodies, both regulated for public practice.
Verify on ACCA register
FreeAgent Platinum Partner
Top-tier partnership with FreeAgent. Bundled software (worth £330/yr) included on every plan, with priority support from the FreeAgent team.
Find us on FreeAgent
HMRC-recognised tax agent
Authorised by HMRC to file Corporation Tax, Self Assessment, VAT, PAYE and CIS returns directly with HMRC on your behalf — agent reference held on file.
Companies House (no. 13046739)
ICO data protection registered
Registered with the UK Information Commissioner's Office (ICO). Your financial data is handled to GDPR standards, end-to-end encrypted in transit and at rest.
Verify on ICO register
Key terms, plain English

Quick definitions for making tax digital for income tax

IR35

UK off-payroll working rules. They decide whether a contractor working through a limited company is genuinely in business or is a 'disguised employee' for tax purposes.

Read the official HMRC / gov.uk guidance
Corporation Tax CT

The tax a UK limited company pays on its taxable profits — currently between 19% and 25% of profit depending on profit level. Filed annually via a CT600 return.

Read the official HMRC / gov.uk guidance
Self Assessment SA

The annual personal tax return that a limited-company director files for their own income — typically dividends, salary and other personal income. Deadline: 31 January.

Read the official HMRC / gov.uk guidance
Making Tax Digital MTD

HMRC's programme that requires VAT-registered and self-employed taxpayers to keep digital records and file via approved software like FreeAgent.

Read the official HMRC / gov.uk guidance
Confirmation Statement

An annual filing to Companies House confirming the company's directors, shareholders and registered office. Separate from CT and SA — but every limited company has to file one.

Read the official HMRC / gov.uk guidance
Construction Industry Scheme CIS

A set of HMRC rules for the construction sector where contractors deduct money from subcontractor payments at source and pass it to HMRC as advance tax.

Read the official HMRC / gov.uk guidance