From £22/mo

Making Tax Digital for Income Tax Support for Self-Employed and Landlords

GoForma provides Making Tax Digital for Income Tax support for self-employed individuals and landlords across the UK. Get a dedicated ACCA and AAT qualified accountant, quarterly MTD submissions managed for you, and FreeAgent software included free.

Get a bespoke quote
  • 4.9 4.9 out of 5 stars. from 72 Google reviews
  • 4,000+ Free consultations booked
  • 7,000+ Tax returns filed
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Real credentials, verifiable on every register

Trusted by UK contractors, freelancers and limited-company directors since 2020.

Who we work with

Making Tax Digital for Income Tax for every situation

Pick the situation closest to yours to see what your accountant handles. Every client works with an ACCA or AAT qualified accountant.

IT Contractors and Freelancers

What we cover

IT Contractors and Freelancers

Self-employed IT professionals and freelancers with qualifying gross income who need MTD-compliant quarterly submissions and ongoing sole trader accounting.

  • IT contractors and developers
  • Freelance consultants
  • Project managers
  • Technical writers
  • UX and UI designers

IT Contractors and Freelancers

Self-employed IT professionals and freelancers with qualifying gross income who need MTD-compliant quarterly submissions and ongoing sole trader accounting.

Ecommerce and Online Sellers

What we cover

Ecommerce and Online Sellers

Sole traders selling online through Shopify, Amazon, Etsy, or their own website who need MTD-ready accounting software and quarterly digital record-keeping.

  • Shopify store owners
  • Amazon and eBay sellers
  • Etsy and handmade sellers
  • Dropshippers
  • Subscription box businesses

Ecommerce and Online Sellers

Sole traders selling online through Shopify, Amazon, Etsy, or their own website who need MTD-ready accounting software and quarterly digital record-keeping.

Creative Industry Professionals

What we cover

Creative Industry Professionals

Freelance creatives, designers, photographers, and content producers with self-employment income above the MTD qualifying threshold.

  • Graphic designers
  • Photographers and videographers
  • Writers and journalists
  • Social media managers
  • Music producers and artists

Creative Industry Professionals

Freelance creatives, designers, photographers, and content producers with self-employment income above the MTD qualifying threshold.

Healthcare Professionals

What we cover

Healthcare Professionals

Locum doctors, GPs, dentists, and allied health professionals operating as self-employed sole traders who need MTD quarterly submissions and self assessment support.

  • Locum GPs and doctors
  • Associate dentists
  • Agency nurses
  • Physiotherapists
  • Private practice therapists

Healthcare Professionals

Locum doctors, GPs, dentists, and allied health professionals operating as self-employed sole traders who need MTD quarterly submissions and self assessment support.

Landlords with Rental Income

What we cover

Landlords with Rental Income

Residential and commercial landlords with qualifying rental income who must use MTD for Income Tax once their qualifying income is over the threshold.

  • Buy-to-let landlords
  • Holiday let owners
  • HMO landlords
  • Commercial property landlords
  • Accidental landlords

Landlords with Rental Income

Residential and commercial landlords with qualifying rental income who must use MTD for Income Tax once their qualifying income is over the threshold.

Consultants and Self-Employed Professionals

What we cover

Consultants and Self-Employed Professionals

Management consultants, accountants, solicitors, and other professionals trading as sole traders who need MTD compliance and year-round support.

  • Management consultants
  • Financial advisers
  • Recruitment consultants
  • Legal professionals
  • Engineering consultants

Consultants and Self-Employed Professionals

Management consultants, accountants, solicitors, and other professionals trading as sole traders who need MTD compliance and year-round support.

What's included

Making Tax Digital for Income Tax: everything you actually get

Not just the filings: the dedicated accountant, the contract guidance, the software, and the structure that makes making tax digital for income tax actually work for you.

Q1–Q4 quarterly updates

Income and allowable expenses submitted to HMRC every quarter through FreeAgent.

Property income

Rental income and property expenses tracked separately and submitted in the property MTD return.

Self-employment income

Sole trader income tracked and submitted in the self-employment MTD return.

Quarterly accountant review

Your accountant reviews your figures each quarter before the update is sent.

Tax return

Your tax return, due by 31 January after the tax year, brings in all your other income and finalises your tax position with HMRC.

Tax payment forecasting

31 January and 31 July payments-on-account forecast and confirmed with you.

FROM £22/MO · 60-SECOND QUOTE

Get your bespoke making tax digital for income tax quote

Answer a few quick questions and we'll match you to the right package, with a price tailored to your business. Takes about 60 seconds.

Month-to-month, cancel any time 30-day money-back guarantee 30 days' notice
What you get

What's included

Feature GoForma
ACCA or AAT qualified accountants ✓
Price £68 a month on Start Sole Trader + MTD, 50% off for the first 3 months
MTD for Income Tax registration ✓
Quarterly updates sent through FreeAgent ✓
Accountant review each quarter ✓
Tax return prepared and filed ✓
Dedicated personal accountant and WhatsApp support ✓
Rolling monthly, cancel anytime ✓
How It Works

From a 20-minute call to fully looked after

Getting started with GoForma for MTD for Income Tax is quick, simple, and entirely online.

01

Book a Free Consultation

Book a 20-minute call with a qualified accountant to discuss your situation before committing.

Free consultation No commitment, no pitch 20 MIN
Tue 13 May
09:30 10:00 10:30
Wed 14 May
11:00 14:30
02

Quick Online Sign Up

Choose your package and complete onboarding in your dashboard, including ID checks and company details.

Pick a fixed-fee plan
Confirm business details
ID + AML verification
Sign engagement letter
Welcome to your dashboard
03

Authorisations

We handle all authorisations with HMRC and Companies House so everything is in place from the start.

Sign letter
We contact them
Records moved
You're live
04

Software and Accounts Setup

Your FreeAgent accounting software is configured with bank feeds, invoicing, and expense tracking ready to go.

Revenue
£42.8k
Expenses
£9.2k
CT due
£6.4k
05

Stay Ahead of Deadlines

Get proactive reminders and accountant-led support for all quarterly and annual filings.

Quick one: am I OK to expense the home office bills?
Yes, on the simplified rate. I'll add £26/mo to your return automatically.
Replied in 4 minutes
06

Ongoing Support

Book a call with your accountant anytime throughout the year for advice and updates.

Self Assessment
Corporation Tax
VAT returns
PAYE / payroll
Year-end accounts
Confirmation statement
Rated 4.9/5 from 72 Google reviews

What clients say about GoForma

Quoted word for word from our Google reviews, under the names Google shows.

★★★★★

I've been working with GoForma for close to 3 years now, and literally haven't had a single complaint, not even one.

Marcus Stephens
Google review
Verified
★★★★★

GoForma, particularly Jordan Macey from GoForma, have been fantastic from the moment I have been with them.

Chris Jellis
Google review
Verified
★★★★★

I'd highly recommend Goforma. They filed my tax return swiftly with clear and direct communication. Price was amazing. Jordan and Jawad were exceptional. I couldn't be more pleased with the efficiency and professionalism they provided.

Chris Sofokleous
Google review
Verified
★★★★★

GoForma, with Kabir and Parth, have been very helpful, friendly and patient in my first six months operating a limited company. I would highly recommend their services.

Fraser Stalker
Google review
Verified

What Is Making Tax Digital for Income Tax?

Making Tax Digital for Income Tax is a fundamental change to how self-employed individuals and landlords report income to HMRC. As well as filing your annual Self Assessment tax return, you need to keep digital records and send four quarterly updates of your income and expenses each year. Your tax return is still due by 31 January after the end of the tax year.

Who Is Affected by MTD for Income Tax?

MTD for Income Tax applies to self-employed individuals and landlords with qualifying gross income above the threshold. From 6 April 2026, it applies to those whose qualifying income was over £50,000 in the 2024/25 tax year. The threshold falls to £30,000 from 6 April 2027 and to £20,000 from 6 April 2028. Qualifying income is calculated as gross self-employment turnover plus gross rental income before expenses.

What Are Quarterly MTD Submissions?

Each quarter, you submit a summary of your income and expenses to HMRC through MTD-approved software. These updates do not change when you pay tax. Payment deadlines remain at 31 January and 31 July. After the fourth quarterly update, you still submit your tax return by 31 January following the end of the tax year.

How GoForma Helps You Prepare for MTD

  • MTD registration with HMRC on your behalf.
  • FreeAgent software setup and configuration included free.
  • Quarterly income and expense submission preparation.
  • Tax return prepared and filed after the tax year ends.
  • Year-round advice on recordkeeping and qualifying income calculations.

Fixed Pricing, No Hidden Fees

Our Start Sole Trader + MTD package includes quarterly MTD submissions at a fixed monthly price. Get an instant online quote to see the right package for your situation.

Frequently asked questions

What is Making Tax Digital for Income Tax?
Making Tax Digital for Income Tax is HMRC's new digital tax system requiring self-employed individuals and landlords to keep digital records and submit quarterly income and expense summaries to HMRC using compatible software, as well as filing an annual tax return.
Who does MTD for Income Tax affect?
MTD for Income Tax applies to self-employed individuals and landlords whose qualifying gross income exceeds the relevant threshold. From 6 April 2026 the threshold is £50,000. From 6 April 2027 it drops to £30,000, and from 6 April 2028 to £20,000.
When does MTD for Income Tax start?
MTD for Income Tax becomes mandatory from 6 April 2026 for those with qualifying gross income over £50,000 in the 2024/25 tax year. Qualifying income includes gross self-employment turnover and rental income before expenses.
Is MTD based on turnover or profit?
MTD thresholds are based on qualifying gross income, which is your turnover or rental income before any expenses. It is not based on profit.
Do partnerships have to use MTD?
No. MTD for Income Tax does not currently apply to partnerships. HMRC has said partnerships will need to use it in future and will set out the timeline later.
What counts as qualifying income for MTD?
Qualifying income includes gross self-employment turnover and gross property rental income. Employment income, pensions, savings interest, dividends, and capital gains do not count towards the MTD threshold.
When are quarterly MTD submissions due?
Quarterly updates are due by 7 August, 7 November, 7 February and 7 May. The standard quarters end on 5 July, 5 October, 5 January and 5 April, or you can choose calendar quarters ending 30 June, 30 September, 31 December and 31 March. Each update covers the tax year to date.
Do I pay tax quarterly under MTD?
No. Quarterly updates are summaries of income and expenses only. Your tax payment dates remain unchanged at 31 January and 31 July. MTD does not change when you pay tax.
What software do I need for MTD for Income Tax?
You must use HMRC-recognised software such as FreeAgent, QuickBooks, Xero, or Sage. GoForma includes FreeAgent free of charge with all packages. Bridging software is also available for spreadsheet users.
What happens if I miss an MTD submission deadline?
A points-based penalty system applies. Each late quarterly update earns a point, and reaching 4 points triggers a £200 penalty. HMRC will not apply points for late quarterly updates in the 2026/27 tax year, but you must send all four before you submit your tax return.
Can my accountant manage MTD on my behalf?
Yes. A qualified accountant can handle software setup, digital record-keeping, quarterly submission preparation, and your tax return. GoForma's Start Sole Trader + MTD package covers MTD registration, quarterly submissions through FreeAgent and your annual return.
What if my income fluctuates above and below the threshold?
Once you are mandated for MTD, you normally stay in the system even if your income drops below the threshold. You can exit after three consecutive tax years below the threshold.
Meet GoForma

Real people, real qualifications, a real address

Your accounting matters too much to be handed off to an offshore team you'll never meet. Every GoForma client gets a named, UK-qualified accountant, with a London office and a phone number that picks up.

Meet our ACCA & AAT qualified accountants Credentials & partnerships
ACCA & AAT qualified accountants
Every accountant is qualified with the ACCA or AAT, the UK's two leading professional accounting bodies.
Verify on ACCA register
FreeAgent Platinum Partner
Top-tier partnership with FreeAgent. FreeAgent software is included on every plan, with priority support from the FreeAgent team.
Find us on FreeAgent
HMRC-recognised tax agent
Authorised by HMRC to file Corporation Tax, Self Assessment, VAT, PAYE and CIS returns directly with HMRC on your behalf, with our agent reference held on file.
Companies House (no. 11871779)
ICO data protection registered
Registered with the UK Information Commissioner's Office (ICO). Your financial data is handled under UK GDPR.
Verify on ICO register
Key terms, plain English

Quick definitions for making tax digital for income tax

IR35

UK off-payroll working rules. They decide whether a contractor working through a limited company is genuinely in business or is a 'disguised employee' for tax purposes.

Read the official HMRC / gov.uk guidance
Corporation Tax CT

The tax a UK limited company pays on its taxable profits, currently between 19% and 25% of profit depending on profit level. Filed annually via a CT600 return.

Read the official HMRC / gov.uk guidance
Self Assessment SA

The annual personal tax return that a limited-company director files for their own income, typically dividends, salary and other personal income. Deadline: 31 January.

Read the official HMRC / gov.uk guidance
Making Tax Digital MTD

HMRC's programme that requires VAT-registered and self-employed taxpayers to keep digital records and file via approved software like FreeAgent.

Read the official HMRC / gov.uk guidance
Confirmation Statement

An annual filing to Companies House confirming the company's directors, shareholders and registered office. Separate from CT and SA, but every limited company has to file one.

Read the official HMRC / gov.uk guidance
Construction Industry Scheme CIS

A set of HMRC rules for the construction sector where contractors deduct money from subcontractor payments at source and pass it to HMRC as advance tax.

Read the official HMRC / gov.uk guidance