Business Resources

Difference between public liability and employers' liability

By

Chris Andreou

Difference between public liability and employers' liability guide

Contents

Both public liability and employers' liability insurance are business covers that can pay out if your business faces a compensation claim for injury. The difference is that public liability insurance covers claims made by a third party (i.e. a member of the public like a client, customer, supplier or passerby), while employers' liability insurance covers injury claims made by an employee.

Both public liability and employers’ liability insurance are business covers that can pay out if your business faces a compensation claim for injury. The difference is that public liability insurance covers claims made by a third party (i.e. a member of the public like a client, customer, supplier or passerby), while employers’ liability insurance covers injury claims made by an employee.

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