Online accountants for Reading

Accountants in Reading

IT consultancy companies are 2.34 times as common across the Reading RG postcode area as across the UK. GoForma works online with Reading contractors, consultancies and small companies, with ACCA and AAT qualified accountants, an IR35 review on every contract in the Start Bundle and FreeAgent included.

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Local data

Reading in numbers

From companies with a Reading registered office, excluding high-volume registered office addresses. Companies House snapshot, 1 September 2026.

Active companies23,534
New companies, 12 months to August 20263,069130.4 per 1,000 existing, UK 137.5. 107th of 175 large towns
Accountancy firms31974 companies per firm, UK 83
Stands out forIT consultancy2.34 times the UK share

Across the wider RG postcode area, which includes nearby towns: 59,463 active companies, 6,900 new in 12 months (116 per 1,000) and 69 companies per accountancy firm.

There are fewer companies for every accountancy firm here than the UK average, so there is plenty of choice. Sole traders and partnerships are not on the Companies House register, so these figures count companies only. How we calculate this.

Industries in Reading compared with the UK
Industry (SIC code)Active companiesNew in 12 monthsShare against UK
IT consultancy (62020)3,7774552.34x
Software development (62012)1,5863291.58x
Employment placement agencies (78109)460541.42x
Management consultancy (70229)4,2345361.42x
Advertising agencies (73110)484990.99x
Other human health, including therapy (86900)1,0951330.92x
Taxi operation (49320)226500.92x
Electrical installation (43210)644670.92x
Letting of own or leased property (68209)4,8885680.91x
Online retail (47910)1,6604640.90x
Architectural practices (71111)215130.88x
Dental practices (86230)201200.83x
Artistic creation (90030)357450.79x
Hairdressing and beauty (96020)6831280.77x
Solicitors (69102)114100.77x
Performing arts (90010)214310.75x
GP practices (86210)172130.55x

Industry figures cover the RG postcode area. Share against UK is the location quotient: 1.50x means this industry makes up one and a half times as large a share of companies here as across the UK. Shown where there are at least 80 companies in the industry. Source: GoForma analysis of Companies House data.

Key takeaways

  • The Reading post town had 23,534 active companies at 1 September 2026, with 3,069 new companies incorporated in the 12 months to August 2026.
  • IT consultancy companies are 2.34 times as common across the RG postcode area as across the UK, and software development companies 1.58 times.
  • Reading has 74 companies for every incorporated accountancy firm against 83 for the UK, and the wider RG area has just 69.
  • Since 6 April 2026, a recruitment agency that supplies workers through an umbrella company is responsible for making sure PAYE is operated correctly on their pay.

2026/27 take-home calculator

What software developers keep after tax

A developer billing £75,000 on contracts outside IR35, compared through a company paying out all profit and as a sole trader. In 2026/27 a company paying out all its profit leaves £51,986.97 after all taxes. Sole trader keeps £1,084.43 more at this level.

How you work
Expenses in this example (untick or edit)
Other expenses
You keep£51,987a year
Per month£4,332
Total tax£20,01328% of profit
Set aside£1,573a month for tax
Where the money goes
Take-home£51,986.97
Your personal tax£7,179.48
Company tax and employer NI£12,833.54
Expenses£3,000.00
Limited company £51,987
Sole trader £53,071 Keeps more

Company figures assume a salary of £12,570 and all remaining profit paid out as dividends, with no Employment Allowance. Leaving profit in the company changes the result.

When the 2026/27 bill is due

  1. 31 January 2028£18,928.60
  2. 31 July 2028£9,464.30

Payments on account are due because the bill is over £1,000.

  • 83% of the £90,000 VAT threshold
Assumptions

Uses 2026/27 rates for England, Wales and Northern Ireland, with no other income, student loan or pension contributions unless entered. Scotland has different Income Tax bands. This is an estimate, not advice: your accountant will check your own figures.

The Reading business picture

At the Companies House snapshot of 1 September 2026, the Reading post town had 23,534 active companies. In the 12 months to August 2026, 3,069 new companies were incorporated there, which is 130.4 for every 1,000 active companies against 137.5 for the UK. Reading ranks 107th of 175 post towns with at least 5,000 companies for the rate of new incorporations, where 1st has the highest rate.

The wider RG postcode area, which reaches across much of Berkshire and into neighbouring counties, holds 59,463 active companies. It saw 6,900 new companies in the same 12 months, or 116.0 per 1,000, noticeably below the UK rate. Fewer new companies are forming here, relative to the size of the company base, than across the UK as a whole.

Reading is also well supplied with accountants. The post town has 319 accountancy firms registered as companies, which is 74 companies for every firm against 83 for the UK, ranking 119th of the 175 towns, where 1st has the most companies per firm. Across the RG area there are 856 firms and just 69 companies for each.

These are company figures, not business figures. Sole traders and ordinary partnerships are not on the Companies House register, and sole practitioner accountants and accountancy LLPs are not counted either. Registered addresses that hold 1,000 or more companies, such as formation agents, are excluded, and a registered office is not always where a company trades.

With that many firms nearby, choice is not the problem for a Reading company. The better filter is whether an accountant deals every day with the kind of work Reading companies do, which the next section shows is weighted heavily towards technology and consultancy.

Industries that stand out

A location quotient compares an area's share of companies in a trade with the UK share, so 2.34 means 2.34 times the UK share. Measured across the RG postcode area, four trades stand out, and all four are professional services.

IT consultancy (2.34)

There are 3,777 active IT consultancy companies in the RG area, more than twice the UK share and the strongest over-representation on this page. For a one-person company supplying its owner's services to a client, the off-payroll working rules (IR35) are the first tax question. If the client is a medium or large business or in the public sector, the client decides whether the rules apply. If the client is small and outside the public sector, your own company makes that decision, contract by contract. Our contractor accountants page covers how this works.

Software development (1.58)

The area has 1,586 active software development companies, and 329 were incorporated in the 12 months to August 2026. Developers on contracts face the same IR35 questions. Developers selling mostly their own time should also check the VAT Flat Rate Scheme carefully: a business that spends less than 2% of turnover, or less than £1,000 a year, on goods counts as a limited cost business and pays a flat rate of 16.5%, which can make the scheme poor value. More on accounting for software developers.

Management consultancy (1.42)

With 4,234 active companies, management consultancy is the largest of the four groups by number. The tax issues overlap with IT: IR35 on each engagement, the limited cost business test if you use the Flat Rate Scheme, and how to pay yourself between salary and dividends. Our limited company accountants page sets out what a consultancy company needs each year.

Employment placement agencies (1.42)

The RG area has 460 active employment placement agency companies. For any agency that places workers through umbrella companies, the rules changed on 6 April 2026. For payments made on or after that date, the agency that contracts with the end client is responsible for making sure PAYE is operated correctly, and HMRC can recover any underpaid PAYE from the agency. Where no agency is involved, the end client carries that responsibility. See our page for recruitment agencies.

Local practicalities for Reading businesses

Business rates

Reading Borough Council bills business rates in the borough, and you apply for small business rate relief by emailing its business rates team. The relief removes the bill on a single property with a rateable value of £12,000 or less and tapers to nothing at £15,000. If you take on a second property on or after 27 November 2025, you keep the relief on your main property for 3 years. Premises in Wokingham, Bracknell, West Berkshire and other nearby areas are billed by those councils instead.

The council also explains the new multipliers from April 2026. For 2026/27 most properties with a rateable value under £51,000 use the small business multiplier of 43.2p, and properties from £51,000 to £499,999 use the standard multiplier of 48p. Qualifying retail, hospitality and leisure premises get lower rates. The council asks ratepayers to check their 2026/27 bill uses the right multiplier.

Business support

The Berkshire Growth Hub offers free, impartial support to businesses of all sizes, including one-to-one sessions with business advisers. It is funded by the Department for Business and Trade through Wokingham Council as the accountable body, and is part of The Skills and Business Hub. Reading Borough Council also points businesses to its economic development partner, REDA, for local networking, office space and skills support.

Working with an online accountant in Reading

GoForma has no office in Reading. We are an online accountancy practice based at 40 Bowling Green Lane, London EC1R 0NE, and we work with clients across the UK by phone, video, email and WhatsApp. Our accountants are ACCA and AAT qualified, and FreeAgent accounting software is included in every package.

For contractor and consultancy companies, the Start Bundle is £88 a month with 50% off for the first 3 months. It includes a dedicated accountant, year-end accounts and the CT600, payroll for one director and an IR35 review on every contract. The Operate Bundle at £128 a month adds VAT returns, the director's Self Assessment and the confirmation statement. Prices exclude VAT and run month to month. Compare every option on our packages page, or estimate what you would keep with our take-home pay calculator.

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FAQ

Questions from Reading businesses

Do I need an accountant based in Reading?

No. Accounts, Corporation Tax returns, payroll and Self Assessment can all be filed online, so your accountant does not need to be in Reading. GoForma has no Reading office and works with clients by phone, video, email and WhatsApp. For a Reading contractor or consultancy, it matters more that your accountant reviews IR35 on your contracts and understands how consultancy companies are paid.

How many accountancy firms are there in Reading?

At the Companies House snapshot of 1 September 2026, the Reading post town had 319 active accountancy firms registered as companies, which is 74 companies for every firm against 83 for the UK. The wider RG postcode area had 856, or 69 companies for each. These figures count incorporated practices only, so sole practitioners and accountancy LLPs are missing, and addresses holding 1,000 or more companies are excluded.

Who decides whether IR35 applies to my contract?

It depends on the client. If your client is a medium or large business, or in the public sector, the client decides and should give you a status determination statement with its reasons. If your client is a small business outside the public sector, your own company decides. The rules apply contract by contract. Our Start Bundle includes an IR35 review on every contract.

Should my Reading consultancy use the VAT Flat Rate Scheme?

Check the limited cost business test first. If your company spends less than 2% of its turnover on goods, or less than £1,000 a year, it pays a flat rate of 16.5%. Consultancy and IT companies that mostly sell their own time can fall into this group, and then the scheme can cost more than standard VAT accounting. Your accountant can compare the two on your actual figures.

Can you help if I am setting up a limited company in Reading?

Yes. We can help you decide whether a limited company suits you, set it up and then look after the accounts, Corporation Tax return and director payroll. 3,069 new companies were incorporated in the Reading post town in the 12 months to August 2026. Our Start Bundle is £88 a month plus VAT, with 50% off for the first 3 months, and FreeAgent is included.

Where do I apply for small business rate relief in Reading?

For premises in the borough, email Reading Borough Council's business rates team. You get full relief on a single property with a rateable value of £12,000 or less, tapering to nothing at £15,000. Premises in neighbouring areas such as Wokingham, Bracknell Forest or West Berkshire are billed by those councils, so apply to them instead.