Online accountants for Derby

Accountant in Derby

Derby had 3,462 new companies in the 12 months to August 2026, or 166.3 for every 1,000 active companies against 137.5 across the UK. GoForma works with Derby sole traders and limited companies online, with ACCA and AAT qualified accountants and FreeAgent included in every package.

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  • ACCA and AAT qualified accountants

Local data

Derby in numbers

From companies with a Derby registered office, excluding high-volume registered office addresses. Companies House snapshot, 1 September 2026.

Active companies20,818
New companies, 12 months to August 20263,462166.3 per 1,000 existing, UK 137.5. 39th of 175 large towns
Accountancy firms23887 companies per firm, UK 83
Stands out forElectrical installation1.23 times the UK share

Across the wider DE postcode area, which includes nearby towns: 44,010 active companies, 6,244 new in 12 months (141.9 per 1,000) and 90 companies per accountancy firm.

There are more companies for every accountancy firm here than the UK average, so good accountants tend to be busy. Sole traders and partnerships are not on the Companies House register, so these figures count companies only. How we calculate this.

Industries in Derby compared with the UK
Industry (SIC code)Active companiesNew in 12 monthsShare against UK
Electrical installation (43210)641771.23x
Hairdressing and beauty (96020)7541531.15x
Letting of own or leased property (68209)4,5126941.13x
Other human health, including therapy (86900)8871221.01x
Taxi operation (49320)177370.98x
GP practices (86210)217270.94x
Management consultancy (70229)2,0742990.94x
IT consultancy (62020)1,0421240.87x
Online retail (47910)1,1734180.86x
Architectural practices (71111)155100.85x
Employment placement agencies (78109)194290.81x
Solicitors (69102)86120.79x
Software development (62012)5661160.76x
Performing arts (90010)159230.75x
Artistic creation (90030)241440.72x
Advertising agencies (73110)252590.70x
Dental practices (86230)124180.69x

Industry figures cover the DE postcode area. Share against UK is the location quotient: 1.50x means this industry makes up one and a half times as large a share of companies here as across the UK. Shown where there are at least 80 companies in the industry. Source: GoForma analysis of Companies House data.

Key takeaways

  • The Derby post town had 20,818 active companies at 1 September 2026, and 3,462 new companies were incorporated there in the 12 months to August 2026.
  • Derby's rate of 166.3 new companies per 1,000 active companies ranks 39th of 175 post towns and is well above the UK figure of 137.5.
  • Derby has 87 companies for every incorporated accountancy firm against 83 for the UK, and electrical installation and hairdressing companies are more common across the DE area than nationally.
  • Taxi and private hire drivers licensed by Derby City Council need an HMRC tax check to renew, and newly licensed vehicles must meet Euro 6 or low emission standards.

2026/27 take-home calculator

What electricians keep after tax

A self-employed electrician invoicing £58,000, with £40,000 of labour on contractor jobs taxed under CIS at 20%. In 2026/27 that is £7,209.80 of Income Tax and National Insurance, leaving £33,090.20. Sole trader keeps £1,240.62 more at this level. CIS deductions of £8,000.00 mean an estimated refund of £790.20.

How you work
Expenses in this example (untick or edit)
Other expenses
You keep£33,090a year
Per month£2,758
Total tax£7,21018% of profit
Estimated CIS refund£790
Where the money goes
Take-home£33,090.20
Income Tax£5,546.00
National Insurance£1,663.80
Expenses£17,700.00
Sole trader £33,090 Keeps more
Limited company £31,850

Company figures assume a salary of £12,570 and all remaining profit paid out as dividends, with no Employment Allowance. Leaving profit in the company changes the result.

When the 2026/27 bill is due

  1. 31 January 2028Nothing to pay

No payments on account at this level.

  • Making Tax Digital applies from April 2026 at this income
Assumptions

Uses 2026/27 rates for England, Wales and Northern Ireland, with no other income, student loan or pension contributions unless entered. Scotland has different Income Tax bands. This is an estimate, not advice: your accountant will check your own figures.

The Derby business picture

At the Companies House snapshot of 1 September 2026, the Derby post town had 20,818 active companies. In the 12 months to August 2026, 3,462 new companies were incorporated there. That is 166.3 new companies for every 1,000 active ones, well above the UK figure of 137.5, and it ranks Derby 39th of 175 post towns with at least 5,000 companies for the rate of new incorporations, where 1st has the highest rate.

The wider DE postcode area, which covers much of Derbyshire as well as the city, holds 44,010 active companies. It saw 6,244 new companies in the same 12 months, or 141.9 per 1,000.

The Derby post town has 238 accountancy firms registered as companies, which is 87 companies for every firm against 83 for the UK. That puts Derby close to the national average, 71st of the 175 towns, where 1st has the most companies per firm. Across the DE area there are 491 firms and 90 companies for each.

Read these as company figures, not business figures. Sole traders and ordinary partnerships are not on the Companies House register, so a self-employed plumber or a partnership of hairdressers will not appear, and neither will sole practitioner accountants. The counts also leave out registered addresses that hold 1,000 or more companies, such as formation agents, and a registered office is not always where a company trades.

A high rate of new companies means plenty of first-year directors in Derby. The first year is where the avoidable mistakes happen: a missed confirmation statement, director payroll set up late, or VAT registration left until turnover has already passed the threshold. An accountant from the start helps you avoid them.

Industries that stand out

A location quotient compares an area's share of companies in a trade with the UK share, so 1.23 means 1.23 times the UK share. Across the DE postcode area two trades clear 1.15. Letting property comes close at 1.13, and every other trade we track sits at or below the UK share.

Electrical installation (1.23)

There are 641 active electrical installation companies in the DE area. Electricians who work for contractors usually fall under the Construction Industry Scheme. The contractor deducts 20% from payments to a registered subcontractor, or 30% if the subcontractor has not registered, and those deductions count as advance payments towards tax and National Insurance, so they need to be matched against your tax bill at the year-end. A VAT-registered electrician also has to use the VAT domestic reverse charge for most construction services reported within CIS. More on accounting for electricians.

Hairdressing and beauty (1.15)

The DE area has 754 active hairdressing and beauty companies, and 153 of them were incorporated in the 12 months to August 2026. Two tax questions come up again and again in salons. The first is VAT: you must register once taxable turnover in the last 12 months goes over £90,000, and a busy salon can get there quickly. The second is employment status. If you rent chairs to stylists and treat them as self-employed, the working arrangement has to support that, and HMRC's check employment status for tax tool is the starting point. See our page for hairdressers.

Local practicalities for Derby businesses

Business rates

Derby City Council bills business rates in the city, and you apply for small business rate relief on its application form, by post or by email to its business rates team. The relief removes the bill on a sole or main property with a rateable value of £12,000 or less and tapers to nothing at £15,000. Derby says it can be backdated for up to six years if you met the conditions throughout. If you take on a second property on or after 27 November 2025, you keep the relief on your main property for 36 months.

The 2026 revaluation also brought new multipliers from 1 April 2026: 43.2p for most properties with a rateable value under £51,000 and 48p from £51,000 to £499,999, with lower rates for qualifying retail, hospitality and leisure premises. Premises elsewhere in Derbyshire are billed by their own district or borough council.

Taxi and private hire licensing

Derby City Council licenses taxi and private hire drivers, vehicles and operators in the city. The DE area has 177 active taxi operation companies, about the UK share, and drivers who trade as sole traders are not counted at all. Three rules have a direct cost for drivers:

  • When you renew a driver licence, or apply for the same type of licence with a different council, you need to complete an HMRC tax check first.
  • Since 1 January 2025, newly licensed vehicles must be at least Euro 6, or zero emission capable or ultra low emission, and vehicles over 15 years old are ordinarily refused unless they pass an exceptional condition check.
  • From 13 March 2026, only private hire vehicles under nine years old from first registration are considered for a first licence.

Those vehicle rules shape when you replace a car and how you pay for it, which affects your tax. Our page for taxi drivers covers the detail.

Business support

The EMCCA Growth Hub, run by the East Midlands Combined County Authority, gives free, impartial advice to start-ups and growing businesses in Derby, Derbyshire, Nottingham and Nottinghamshire. Derby City Council's own Ascend grants and loans programme for small and medium-sized companies was not accepting new applications in September 2026 while the council reviews its budget, so check its page before you plan around it.

Working with an online accountant in Derby

GoForma has no office in Derby. We are an online accountancy practice based at 40 Bowling Green Lane, London EC1R 0NE, and we work with clients across the UK by phone, video, email and WhatsApp. Our accountants are ACCA and AAT qualified, and FreeAgent accounting software is included in every package.

Our sole trader packages start at £22 a month, and the Start Sole Trader package with a dedicated accountant is £44 a month with 50% off for the first 3 months. For companies, our limited company packages include the Start Bundle at £88 a month with 50% off for the first 3 months, which covers year-end accounts, the CT600 and payroll for one director. Prices exclude VAT and run month to month. See everything on our packages page.

Reviews

4.9 on Google, 4.8 on Trustpilot

From 72 Google and 142 Trustpilot reviews. A few, quoted as clients wrote them:

I've been working with GoForma for close to 3 years now, and literally haven't had a single complaint, not even one.
Marcus Stephens
Google review
Excellent service from Kabir and the team. They were professional, responsive, and guided me throughout the process with patience and clear communication.
Ernestine Tonle
Google review
I highly recommend GoForma. Very efficient practise that turned around my tax return quickly. Dealt with Jordan and Jawad, comms was always clear and to the point. Great value for the service they provide
Stelios Savvides
Google review

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FAQ

Questions from Derby businesses

Do I need an accountant based in Derby?

No. Accounts, Self Assessment, Corporation Tax returns and payroll can all be filed online with HMRC and Companies House, so your accountant does not need to be in Derby. GoForma has no Derby office and works with clients by phone, video, email and WhatsApp. It is more useful to choose an accountant who understands your trade, whether that is CIS for electricians or VAT for a growing salon.

How many accountancy firms are there in Derby?

At the Companies House snapshot of 1 September 2026, the Derby post town had 238 active accountancy firms registered as companies, which is 87 companies for every firm against 83 for the UK. The wider DE postcode area had 491. These figures count incorporated practices only, so sole practitioner accountants and accountancy LLPs are missing, and addresses holding 1,000 or more companies are excluded.

Where do I apply for small business rate relief in Derby?

For premises in the city, apply to Derby City Council using its small business rate relief application form, returned by post or by email to the business rates team. You get full relief on a sole or main property with a rateable value of £12,000 or less, tapering to nothing at £15,000, and the council says relief can be backdated for up to six years if you qualified throughout.

What tax check do Derby taxi drivers need?

If you are renewing a taxi or private hire driver licence with Derby City Council, or applying for the same type of licence with a different council, you must complete an HMRC tax check and give the council the 9-character code. The check confirms you are registered for tax where necessary. You have to do it yourself, as an accountant cannot do it for you, and the code expires after 120 days.

Can you help if I am setting up a limited company in Derby?

Yes. We can help you work out whether a limited company suits you, set it up and then handle the accounts, Corporation Tax return and director payroll. 3,462 new companies were incorporated in the Derby post town in the 12 months to August 2026. Our Start Bundle is £88 a month plus VAT, with 50% off for the first 3 months, and FreeAgent is included.

What free business support is there in Derby?

The EMCCA Growth Hub, run by the East Midlands Combined County Authority, offers free, impartial advice to start-ups and growing businesses across Derby, Derbyshire, Nottingham and Nottinghamshire, along with events and funding news. Derby City Council's Ascend grants and loans programme was not taking new applications in September 2026 while the council reviews its budget, so check the council's page for updates.