From £22/mo

Property Tax Accountants for Landlords and Property Investors

GoForma provides property accounting for landlords, buy-to-let investors, property developers, and SPV company directors across the UK. Get a dedicated accountant, capital gains tax planning, and all your HMRC and Companies House filings handled.

Get a bespoke quote
  • 4.9 4.9 out of 5 stars. from 72 Google reviews
  • 4,000+ Free consultations booked
  • 7,000+ Tax returns filed
Talk to a real accountant
Qualified · authorised · partner-tier

Real credentials, verifiable on every register

Trusted by UK contractors, freelancers and limited-company directors since 2020.

Who we work with

Property Accountants for every situation

Pick the situation closest to yours to see what your accountant handles. Every client works with an ACCA or AAT qualified accountant.

Landlords

What we cover

Landlords

Residential and commercial landlords managing portfolios who need help with rental income tax, allowable expenses, and HMRC self assessment.

  • Single property landlords
  • Multi-property portfolio holders
  • Residential and commercial landlords
  • HMO landlords
  • Accidental landlords

Landlords

Residential and commercial landlords managing portfolios who need help with rental income tax, allowable expenses, and HMRC self assessment.

Property Investors

What we cover

Property Investors

Investors building a buy-to-let or holiday let portfolio who need strategic capital gains tax planning and income structuring advice.

  • Buy-to-let investors
  • Holiday let owners
  • Serviced accommodation operators
  • Student property investors
  • Off-plan and new-build investors

Property Investors

Investors building a buy-to-let or holiday let portfolio who need strategic capital gains tax planning and income structuring advice.

Property Developers

What we cover

Property Developers

Developers buying, building, and selling residential or commercial properties who need accurate reporting of costs, VAT treatment, and capital gains.

  • Residential developers
  • Commercial developers
  • Permitted development converters
  • Land buyers and vendors
  • Refurbishment project managers

Property Developers

Developers buying, building, and selling residential or commercial properties who need accurate reporting of costs, VAT treatment, and capital gains.

Property Traders

What we cover

Property Traders

Investors frequently buying and selling properties who need active tax planning and accurate transaction reporting to optimise their position.

  • Fix and flip investors
  • Auction property buyers
  • Short-term property traders
  • Lease option investors
  • Bridge loan users

Property Traders

Investors frequently buying and selling properties who need active tax planning and accurate transaction reporting to optimise their position.

Property SPV and Company Directors

What we cover

Property SPV and Company Directors

Directors holding property through Special Purpose Vehicles or limited companies who need annual accounts, corporation tax returns, and corporate planning.

  • SPV company directors
  • Property holding company owners
  • Family investment companies
  • Limited company landlords
  • Multi-entity property groups

Property SPV and Company Directors

Directors holding property through Special Purpose Vehicles or limited companies who need annual accounts, corporation tax returns, and corporate planning.

Buy-to-Let Owners

What we cover

Buy-to-Let Owners

Individual buy-to-let owners with rental income to declare who need self assessment support, expense reviews, and mortgage interest relief guidance.

  • First-time landlords
  • Right to buy owners
  • Remortgage investors
  • Co-ownership property holders
  • Landlords switching accountants

Buy-to-Let Owners

Individual buy-to-let owners with rental income to declare who need self assessment support, expense reviews, and mortgage interest relief guidance.

What's included

Property Accountants: everything you actually get

Not just the filings: the dedicated accountant, the contract guidance, the software, and the structure that makes property accounting actually work for you.

Accountants for UK landlords and property investors

Single buy-to-lets, HMOs, holiday lets, mixed portfolios and property companies each raise different tax questions: the Section 24 finance cost restriction, repairs versus capital improvements, and how income is split between joint owners. Your dedicated accountant helps you get them right.

Rental income, expenses and Section 24, done right

For individual landlords, mortgage interest and other finance costs are no longer deducted from rental profit. Instead you get a tax reduction worth 20% of those costs (subject to limits), which hits higher-rate taxpayers hardest. We work out the effect on your tax bill and claim the repairs and running costs you are entitled to.

Capital Gains Tax, worked out before you sell

If you sell a UK residential property and have Capital Gains Tax to pay, you must report and pay it within 60 days of completion. We work out the gain in advance, claim Private Residence Relief for periods you lived there, apply lettings relief only where you shared the home with a tenant, and use your annual exempt amount.

Incorporation review

Holding rentals personally or through a limited company changes how your profit is taxed, and moving existing properties into a company can trigger Capital Gains Tax and Stamp Duty Land Tax. Your accountant compares both routes on your portfolio, income tax band and plans, and explains what a move would involve before you commit.

Stamp Duty, ATED and non-resident landlords

Company-owned residential property worth over £500,000 may need an Annual Tax on Enveloped Dwellings return each year, even where a relief applies. Landlords living abroad fall under the Non-Resident Landlord Scheme, and higher Stamp Duty rates apply to additional homes and to purchases by companies. If any of these apply to you, your accountant will tell you what is needed.

FreeAgent for your rental properties

FreeAgent is included in every package, worth £360 a year. Track income and costs for each property so you can see rent, mortgage interest, repairs and net cash flow per unit.

FROM £22/MO · 60-SECOND QUOTE

Get your bespoke property accountants quote

Answer a few quick questions and we'll match you to the right package, with a price tailored to your business. Takes about 60 seconds.

Month-to-month, cancel any time 30-day money-back guarantee 30 days' notice
What you get

What's included

Feature GoForma
ACCA or AAT qualified accountants ✓
Packages from £22 a month (sole traders), £28 a month (limited companies)
Dedicated personal accountant Start packages and above
FreeAgent software (worth £360 a year) Every package
WhatsApp support Start packages and above
Rolling monthly, cancel anytime ✓
Money-back guarantee 30 days
How It Works

From a 20-minute call to fully looked after

Getting started with GoForma property accounting is quick, simple, and entirely online.

01

Book a Free Consultation

Book a free 20-minute call with an accountant to discuss your situation before committing.

Free consultation No commitment, no pitch 20 MIN
Tue 13 May
09:30 10:00 10:30
Wed 14 May
11:00 14:30
02

Quick Online Sign Up

Choose your package and complete onboarding in your dashboard, including ID checks and company details.

Pick a fixed-fee plan
Confirm business details
ID + AML verification
Sign engagement letter
Welcome to your dashboard
03

Setup

We handle all authorisations with HMRC and Companies House so everything is in place from the start.

Sign letter
We contact them
Records moved
You're live
04

Software and Accounts Setup

Your FreeAgent accounting software is configured with bank feeds, invoicing, and expense tracking ready to go.

Revenue
£42.8k
Expenses
£9.2k
CT due
£6.4k
05

Stay Ahead of Deadlines

Get proactive reminders and accountant-led support for all quarterly and annual filings.

Quick one: am I OK to expense the home office bills?
Yes, on the simplified rate. I'll add £26/mo to your return automatically.
Replied in 4 minutes
06

Ongoing Support

Book a call with your accountant anytime throughout the year for advice and updates.

Self Assessment
Corporation Tax
VAT returns
PAYE / payroll
Year-end accounts
Confirmation statement
Rated 4.9/5 from 72 Google reviews

What clients say about GoForma

Quoted word for word from our Google reviews, under the names Google shows.

★★★★★

Having been with GoForma for nearly a year I cannot recommend them more highly.

Claire Vickery
Google review
Verified
★★★★★

GoForma, particularly Jordan Macey from GoForma, have been fantastic from the moment I have been with them.

Chris Jellis
Google review
Verified
★★★★★

If you want to get rid of most of the headache of managing your company accounts then I can't recommend GoForma enough!

Anthony Low
Google review
Verified
★★★★★

I've been working with Kabir for a few weeks now and couldn't be happier.

Kloe Angelopoulou
Google review
Verified

What Does a Property Tax Accountant Do?

A property tax accountant specialises in the tax and accounting needs of landlords, property investors, developers, and buy-to-let owners. They help you claim all allowable expenses, structure ownership tax-efficiently, report capital gains accurately, and file all required returns with HMRC and Companies House.

Property Tax Services We Provide

  • Self assessment tax returns for landlords and property investors.
  • Capital gains tax calculations and 60-day CGT returns on property disposals.
  • Corporation tax returns for SPVs and property holding companies.
  • VAT registration and returns for property businesses above the threshold.
  • Stamp Duty Land Tax advice for property purchases.
  • SPV company formation and ongoing limited company accounting.
  • Landlord expense review and proactive tax planning throughout the year.

How Property Income Is Taxed in the UK

Rental income is subject to income tax after allowable expenses. Individuals pay tax at their marginal rate, while company landlords pay Corporation Tax on profits. When you sell a property, any gain above the annual exempt amount (£3,000) is taxed at 18% or 24%, depending on your income. The right ownership structure depends on your circumstances, so it is worth reviewing before you buy.

Fixed Pricing, No Hidden Fees

All GoForma packages are transparently priced with no hidden extras and no long-term contracts. Get an instant online quote to find the right package for your property accounting needs.

Frequently asked questions

Do I need an accountant as a landlord?
While not legally required, an accountant helps landlords claim all allowable expenses, reduce tax liabilities, complete self assessment accurately, and avoid HMRC penalties. Landlords with multiple properties or more complex income often find professional support saves them time.
What expenses can landlords claim?
Allowable expenses include letting agent fees, repairs and maintenance, landlord insurance, professional fees, advertising costs, and utility costs paid by the landlord. Capital expenditure on improvements is not immediately deductible but may reduce capital gains tax on sale.
Do I pay capital gains tax when I sell a rental property?
Yes. When you sell a residential rental property, any gain above your annual exempt amount (£3,000) is subject to Capital Gains Tax. Rates are 18 percent for basic rate taxpayers and 24 percent for higher rate taxpayers on residential property. You must also report and pay within 60 days of completion.
Should I hold my property in a limited company?
In a limited company, rental profits are subject to Corporation Tax rather than income tax, but taking money out as dividends is taxed again, so a company is not automatically cheaper. There are also mortgage availability, stamp duty, and setup cost considerations. Your property accountant will advise based on your specific situation.
What is an SPV and do I need one?
A Special Purpose Vehicle is a limited company set up specifically to hold property. Its profits are subject to Corporation Tax, and it keeps property assets separate from your personal finances. Whether you need one depends on your portfolio size, financing plans, and long-term goals.
Can you help with stamp duty calculations?
Yes. We advise on Stamp Duty Land Tax implications before purchase, including the 5 percent surcharge on additional residential properties, first-time buyer relief, and the 2 percent surcharge for non-UK residents buying residential property in England or Northern Ireland.
Do I need to submit a capital gains tax return within 60 days?
Yes. If you sell a UK residential property and a capital gain arises, you must report and pay the CGT due within 60 days of completion. Failure to do so results in interest and penalties. We manage this reporting on your behalf.
What is the mortgage interest restriction?
Since April 2020, individual landlords cannot deduct mortgage interest as an expense when calculating rental profits. Instead, basic rate tax relief of 20 percent is given as a tax credit. This has increased tax for higher-rate taxpaying landlords and is one reason many consider company structures.
Can you help if I have undeclared rental income?
Yes. If you have not declared rental income in previous years, we can assist with a voluntary disclosure to HMRC. Acting promptly reduces penalties and interest charges. HMRC runs a Let Property Campaign specifically for landlords with undisclosed rental income.
Do I get my own dedicated accountant?
Yes. You will have a named dedicated accountant who understands your property portfolio and income situation. You can contact them directly by phone, WhatsApp, or email.
Can you help with non-UK resident property tax?
Yes. Non-UK residents who own UK property must pay income tax on rental profits and CGT on disposals. There is also a 2 percent SDLT surcharge for non-residents buying residential property in England or Northern Ireland. Your accountant will explain your obligations and prepare your returns.
Do you provide a free consultation?
Yes. We offer a free 20-minute consultation to discuss your property portfolio, tax obligations, and the right accounting package for your needs.
Meet GoForma

Real people, real qualifications, a real address

Your accounting matters too much to be handed off to an offshore team you'll never meet. Every GoForma client gets a named, UK-qualified accountant, with a London office and a phone number that picks up.

Meet our ACCA & AAT qualified accountants Credentials & partnerships
ACCA & AAT qualified accountants
Every accountant is qualified with the ACCA or AAT, the UK's two leading professional accounting bodies.
Verify on ACCA register
FreeAgent Platinum Partner
Top-tier partnership with FreeAgent. FreeAgent software is included on every plan, with priority support from the FreeAgent team.
Find us on FreeAgent
HMRC-recognised tax agent
Authorised by HMRC to file Corporation Tax, Self Assessment, VAT, PAYE and CIS returns directly with HMRC on your behalf, with our agent reference held on file.
Companies House (no. 11871779)
ICO data protection registered
Registered with the UK Information Commissioner's Office (ICO). Your financial data is handled under UK GDPR.
Verify on ICO register
Key terms, plain English

Quick definitions for property accountants

IR35

UK off-payroll working rules. They decide whether a contractor working through a limited company is genuinely in business or is a 'disguised employee' for tax purposes.

Read the official HMRC / gov.uk guidance
Corporation Tax CT

The tax a UK limited company pays on its taxable profits, currently between 19% and 25% of profit depending on profit level. Filed annually via a CT600 return.

Read the official HMRC / gov.uk guidance
Self Assessment SA

The annual personal tax return that a limited-company director files for their own income, typically dividends, salary and other personal income. Deadline: 31 January.

Read the official HMRC / gov.uk guidance
Making Tax Digital MTD

HMRC's programme that requires VAT-registered and self-employed taxpayers to keep digital records and file via approved software like FreeAgent.

Read the official HMRC / gov.uk guidance
Confirmation Statement

An annual filing to Companies House confirming the company's directors, shareholders and registered office. Separate from CT and SA, but every limited company has to file one.

Read the official HMRC / gov.uk guidance
Construction Industry Scheme CIS

A set of HMRC rules for the construction sector where contractors deduct money from subcontractor payments at source and pass it to HMRC as advance tax.

Read the official HMRC / gov.uk guidance