What does professional indemnity insurance cover?

Professional indemnity insurance covers legal costs and compensation claims arising from professional negligence, errors, omissions or breach of duty in your work, protecting UK businesses from potentially devastating financial losses when clients suffer damages due to professional mistakes or inadequate services.

Last updated
August 4, 2025
What does professional indemnity insurance cover?

Professional indemnity insurance is designed to protect you if your client suffers a financial loss as a result of your professional services. It covers the cost of your legal defence and compensation you need to pay to a client for a claim made against you.

Professional indemnity insurance is designed to protect you if your client suffers a financial loss as a result of your professional services. It covers the cost of your legal defence and compensation you need to pay to a client for a claim made against you.

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