Do I need public liability insurance?

Last updated
June 12, 2025
Do I need public liability insurance?

Public liability insurance isn't compulsory by law, but many businesses decide that they need it to protect themselves from crippling compensation costs, and also to satisfy the requirements of potential clients.

As it can protect you if you're sued by a member of the public, this insurance is particularly important if you interact with customers, suppliers or passersby in the course of your work.

Public liability insurance isn’t compulsory by law, but many businesses decide that they need it to protect themselves from crippling compensation costs, and also to satisfy the requirements of potential clients.

As it can protect you if you’re sued by a member of the public, this insurance is particularly important if you interact with customers, suppliers or passersby in the course of your work.

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