Tax efficiency
Director's salary vs optimum, dividend split vs higher-rate band, allowance headroom.
Free · 60-second connect · No signup
Free practice health check — connect FreeAgent, get a real review.
Connect your FreeAgent account (Xero coming soon). We'll audit your salary, dividends, director's loan, pension headroom, VAT position, expenses and bookkeeping hygiene — and tell you exactly what your current accountant should be flagging. Free, no email gate, no signup.
- Audits 7 areas, not just one calculator
- Uses your real data — not a generic estimate
- Tells you exactly what to fix, in order of impact
- Free. No signup. No email gate. No pressure.
214 reviews · ACCA & AAT qualified · UK accountants since 2020
Available now
FreeAgent
Read-only review of your books — we pull 9 areas across accounts, payroll, expenses, VAT and bank reconciliation.
Start your review →
More providers
Xero, QuickBooks, bank statements
Pick your platform on the next step. Xero is in build; QuickBooks and bank-statement upload are on the roadmap — pick "manual review" and we'll handle it directly.
See all options →
What the report covers
Seven analytical buckets + a personalised package recommendation
Every check is run against your real numbers, not a generic calculator. Each finding includes the specific figures from your books, the rule we measured against, and a single concrete action.
Director's loan
DLA balance, days overdrawn, s455 risk window, BIK interest position.
Pension
Employer contributions YTD vs annual allowance, carry-forward headroom, missed-opportunity flag.
Expenses
Categories used vs typically claimed by similar limited companies, missing common items.
VAT
Registration vs 12-month rolling turnover, scheme suitability, late-filing flag.
Bookkeeping hygiene
Unreconciled bank transactions, ageing invoices and bills, oldest unmatched item.
Compliance dates
Year-end, CT, VAT period, Confirmation Statement, payroll RTI — what's due and when.
Package + accountant fit
The right GoForma plan based on your company type, turnover and director count — and the right accountant for your industry.
How it works
Three steps. No email gate.
Connect FreeAgent (60 seconds)
You'll go through FreeAgent's standard OAuth consent screen. Pick the 24-hour or ongoing connection mode — both are equally easy to revoke.
We analyse your books
We pull a read-only snapshot across 16 areas of FreeAgent and run our 30-point rule set. Takes 10-60 seconds while you wait.
See your report
Your unique report URL opens automatically. Bookmark it — it's good for 30 days. Want to chat through the findings? Book a free 20-minute call with the matched accountant.
Methodology
The same checks our accountants run for every client.
Each of the 30 rules in the engine is documented publicly — we'd rather you understand what we're measuring than treat it as a black box. Every finding links to its methodology page.
214reviews
~750kARR of UK clients
ACCA + AATqualified team
6 yearsin practice
Frequently asked
What people ask before connecting.
Is the FreeAgent health check actually free?
Yes — completely free. There's no signup, no email gate, and no payment. We do this to give prospective clients a real preview of the work we'd do for them, and because the report is useful even if you never speak to us.
What can you see when I connect my FreeAgent?
We request read-only access across 16 areas of your FreeAgent: company details, balance sheet, P&L, transactions, invoices, bills, expenses, payroll, VAT returns, bank accounts, categories and users. We can't write, edit, or post anything to your books.
What's the difference between one-time and ongoing access?
One-time: we pull a snapshot, generate your report, then disconnect within 24 hours. Ongoing: we keep the connection so an accountant can dig deeper with you on a call, help you transfer your FreeAgent licence if you switch to us, or set up monthly check-ins. You pick at the FreeAgent consent screen and can revoke either at any time.
How long does the report take to generate?
Usually 10-30 seconds. We pull multiple FreeAgent endpoints in parallel and run the 30-point rule engine. You'll see a loading screen while it runs, then your report URL opens automatically.
Can my current accountant see that I've done this?
No. The connection happens between FreeAgent and us directly via OAuth. Your accountant only sees this if they're already monitoring your FreeAgent connections list — which is unusual, and even then they wouldn't see the report itself.
I don't use FreeAgent — can I still get a review?
Xero support is in build. QuickBooks, Open Banking, and CSV bank-statement upload are on the roadmap. In the meantime, book a free 20-minute consultation and we'll review your books manually.
What happens after the report?
We recommend a GoForma package and a named accountant matched to your industry. If you'd like to chat, you can book a free 20-minute call directly. If you'd rather just take the findings and run, that's fine too — your report is yours.